Colonial Life’s history traces back to 1929 when company founder Edwin Averyt was working as a bond salesman in Birmingham, Alabama and met with a former University of Alabama classmate who was successful at selling individual accident insurance policies. Averyt later moved to South Carolina to become the regional manager of a firm that sold savings bonds, United Securities Company of Kansas City, Missouri. In 1937, he earned a $2,000 commission. He raised an additional $3,000 from investors and founded Mutual Accident Company the same year. Mutual Accident Company originally sold $1,000 accident policies for $3 annually; policies that were very similar to the policies sold by Averyt’s former classmate.
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